Cresi Capital / Wellness

Tax-Smart Savings
for You.
Preventative Wellness for Your Team.

Employees receive $500+ in annual tax savings each while gaining unlimited preventative healthcare — with zero net cost to the business.

See Your Potential Savings Start Calculator

The Cresi Wellness Advantage

No negative impact on employee take-home pay
Funded entirely through tax reallocation
30-day trial with no out-of-pocket fees
Audit protection included

A practical benefits strategy for HR leaders, CFOs, founders, and companies that want healthier teams without adding another cost center.

Trusted by 500+ companies

IRS Section 105 Compliant

Average 34% cost reduction

How the strategy works

Cresi Wellness = Wellness Integrated Medical Plan Expense Reimbursement — a tax-smart strategy helping businesses optimise incentives while providing unlimited preventative wellness care at no net cost.

Start with a number

Calculate Your Savings.

See how much you could save with a tax-smart benefits strategy. Adjust the employee count for a live estimate, then ask our team for a free analysis.

$10,000+

Illustrative annual savings

$500+

Per eligible employee

Care without the friction

Tech-Forward Healthcare Support.

AI-powered support and instant medical access save time, money, and energy for your team — while making preventative care easier to use.

01 / AI concierge

Meet J,
Your AI Concierge.

24/7 Available

A personal AI assistant available by phone, chat, and email to help employees get clear answers and move toward the right next step.

Multi-Channel AccessReach J by phone, chat, or email from wherever work takes you.
Instant ResponsesGet useful direction without waiting for office hours or a callback.
Always LearningA responsive experience that gets more useful as your team uses it.

No more waiting on hold. Start with a clear answer.

02 / In-app support

In-App Health
Concierge.

Unlimited health consultations for health questions and medical urgencies, available directly from the device your employees already carry.

Immediate Care AccessConnect with support when a question cannot wait until tomorrow.
Medical UrgenciesGet help navigating the next step when something unexpected happens.
Convenient & MobileUse the experience at home, at work, or on the move.

Average wait time: under 5 minutes — saving you hours and hundreds of dollars.

Why this works

A better use of the resources you already have.

A healthier team is a business advantage — measured in time, cost, energy, and continuity.

Save Time

Skip long waits and keep employees focused on the work that moves the business forward.

Save Money

Reallocate existing tax dollars toward a benefit employees can actually use.

Save Energy

Give your team a simpler path to answers, care, and better everyday health decisions.

Protect Health

Make preventative care accessible before small concerns become expensive disruptions.

The Cresi Wellness model

Three pillars. One practical advantage.

Zero Out-of-Pocket Costs

No one pays out of pocket. Employees keep the same take-home pay because a portion of existing payroll taxes is redirected to fund unlimited wellness services.

Save $500+ Per Employee

The strategy re-allocates existing tax dollars. The program pays for itself through the savings, funding business growth.

Healthier, Productive Workforce

Preventative care means fewer sick days, higher energy, improved morale, and lower insurance costs.

Complete benefits package

More leverage from every dollar.

Designed to complement the benefits you already provide and the business you are already building.

Lower Insurance Premiums

Preventative support can help reduce avoidable claims and long-term plan pressure.

No Work Interruptions

Fast answers keep routine health needs from becoming half-day absences.

Fewer Medical Visits

Virtual access makes it easier to address concerns early and consistently.

Better Employee Retention

A benefit people use builds trust beyond the benefits brochure.

Complete Audit Protection

Documentation and protection are built into the program.

Your Choice, Your Savings

Keep your current insurance — we don't interfere with your plans.

Call Us First: Give your team a fast, informed place to start before a routine question turns into a costly interruption.

Care at your fingertips

Concierge Healthcare at Your Fingertips.

Skip the traditional healthcare maze. Employees get care and guidance 24/7/365, wherever they are.

29 Days

Average wait for a new patient appointment

2–4 Hours

Typical ER or urgent care wait

$1,000+

Average ER visit out-of-pocket cost

The traditional sick care system is broken

The Cresi Wellness Difference.

Instant Access

Under 60 seconds to connect with a provider.

Your Choice

Call, chat, or email — use the channel that fits.

Same Visit Prescriptions

Move from consultation to the next step in one visit.

One connected experience

Complete Healthcare — All Included.

A broad care package for the everyday questions and decisions that keep people well.

Acute Care

Cold, flu, and COVID
Allergies and sinus infections
Skin and ear infections
UTIs and bladder issues
Minor injuries and strains

Mental Health

Anxiety and depression
Stress and burnout
Trauma recovery
Relationship counselling
Grief and substance support

Chronic Care

Diabetes management
Hypertension monitoring
Cholesterol management
Asthma and COPD
Arthritis and sleep disorders

Wellness

Preventive screenings
Nutrition and diet counselling
Weight and fitness programs
Smoking cessation
Lab interpretation

Access Anywhere, Anytime

Work, travel, home, or between meetings. Cresi Wellness follows the way your team actually lives.

MobileTabletDesktop

Get Started with Concierge Care

Clear answers

Frequently Asked Questions.

The details matter. Here is the short version of what business leaders ask first.

How can this be free for employees?

The program is designed to redirect a portion of existing payroll tax dollars toward qualified wellness services. Employees keep the same take-home pay, while the resulting savings fund the benefit.

Is this IRS compliant?

Cresi Wellness is structured around IRS Section 105 requirements and documented plan administration. We provide the support and records your company needs to operate the program with confidence.

Will this replace our current health insurance?

No. Cresi Wellness works alongside your existing health insurance and does not interfere with your current plan, broker, or carrier. It adds a preventative care layer that employees can access every day.

What happens if we get audited?

Audit protection is included as part of the program. Our team helps maintain the documentation and support needed to respond clearly and confidently if questions arise.

How quickly can employees access care?

Employees can connect with a provider in under 60 seconds through the concierge experience. Routine questions, medical urgencies, and follow-up support are available 24/7/365.

What's included in the wellness services?

The package includes acute care, mental health, chronic care, and preventative wellness support. Employees can use phone, chat, or email access for a broad range of everyday health needs.

Is there a minimum company size requirement?

Cresi Wellness is built for middle-market companies and can be right-sized around your eligible W-2 employee population. Start with the calculator and we will confirm fit in your free savings analysis.

The bigger picture

Make comprehensive healthcare accessible and affordable for every American worker — and help businesses thrive through smart tax strategy and healthier teams.

Cresi Wellness brings the two sides of the equation together: a stronger employee experience and a more efficient business model.

500+

Companies trust us

25+

Years experience

100%

Audit success rate

Apply Now — Free Savings Analysis Review the FAQs

Tax-Smart Savingsfor You.Preventative Wellness for Your Team.